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Protect Your Bottom Line with Ag-Based Business Insurance

  • Customized for Your Operation

    When you operate a commercial ag operation, our AgMax® commercial agriculture insurance can help you protect your diversified and direct market ag operations. AgMax was created to serve the unique needs of commercial agriculture operations and related businesses, including:

    • Producers who market their products locally at farmers markets or restaurants
    • Dairy farmers who make and market their own dairy products
    • Ranchers who direct-market their meat products
    • On-farm retail stores
    • Agri-tainment and agri-tourism operations
    • Farmers offering Community Sponsored Agriculture shares
  • Your Equipment and Supplies

    Our commercial farm/ranch personal property insurance can protect your bottom line as well as the items you use every day in your operation – tractors, combines, tools, grain, feed, livestock, etc. I can help tailor your coverage to fit your specific needs.

  • By Farmers, For Farmers

    We’re the No. 1 farm insurer in our territory, known for protecting commercial ag businesses, family farms, small farms and more. As a company founded by farmers, for farmers, we’ve been serving your unique needs for more than 75 years. 

Farm/ranch personal property insurance helps protect you financially if items used to run your agricultural operation, such as tractors, combines, tools, grain, feed, supplies and livestock are damaged. It’s available as a blanket to cover all your farm/ranch personal property. With this coverage, your farm/ranch property is protected from damage from such things as fire, lightning, windstorm, hail, theft and vandalism. Livestock coverage also includes accidental shooting, attack by dogs or wild animals, drowning and electrocution.

Other options you might want to consider:

  • Farm Pollution Liability Insurance

    If all of your farm/ranch property and liability is insured by our companies, this coverage can help protect you against a wide range of farm pollution risks, including animal waste, fuel or chemical leaks, dust and additional pollutants that cause bodily injury or property damage for which you are legally liable.

  • Livestock Freezing or Smothering Coverage

    Covers blizzard-related livestock loss.

  • Suffocation Coverage

    For loss of livestock in confinement due to suffocation.

  • Peak Season Coverage

    Increases coverage for a period of time; for example, during harvest when inventories may be high.

  • Crop and Livestock Insurance

    A variety of federal crop and livestock insurance products can help protect you from loss of revenue due to specific covered events.

  • Farm/Ranch Operations Interruption

    Adds coverage for extra expenses and loss of farm/ranch earnings due to an interruption of operations.

  • Contents of Freezer or Refrigerated Unit Coverage

    Covers the loss of the contents of your freezer or refrigerator due to change in temperature caused by power interruption or mechanical or electrical breakdown of the refrigeration system.​

  • Earthquake Coverage

    Covers direct loss caused by an earthquake.

  • Personal Liability Coverage

    Protects you if someone is injured while visiting your farm or ranch, or you accidentally injure someone or damage their property while away from your premises.

  • Umbrella Liability Coverage

    Offers additional liability coverage over base policy limits.

  • Workers Compensation Coverage

    Provides benefits for your farm employees if they are injured, become ill or die as a result of employment-related activities.

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